1. Rules and Regulations.
The following rules and regulations apply to all visitors to or users of this Web Site. By accessing this Web Site, user acknowledges acceptance of these terms and conditions. Credit Corporation of America, Inc. ("Collect Check") reserves the right to change these rules and regulations from time to time at its sole discretion. In the case of any violation of these rules and regulations, Collect Check reserves the right to seek all remedies available by law and in equity for such violations. These rules and regulations apply to all visits to the Collect Check Web Site, both now and in the future.

2. Limited License.
Collect Check hereby authorizes you to copy materials published by Collect Check on this Web Site solely for non-commercial use within your organization (or if you are a Collect Check Partner, your customer's organization) in support of Collect Check products. No other use of the information is authorized. In consideration of this authorization, you agree that any copy of these materials which you make shall retain all copyright and other proprietary notices in the same form and manner as on the original. Except as specified above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark or copyright of Collect Check or any third party.
ALL CONTENTS ON THIS SITE ARE PROTECTED BY COPYRIGHT. EXCEPT AS SPECIFICALLY PERMITTED HEREIN, NO PORTION OF THE INFORMATION ON THIS WEB SITE MAY BE REPRODUCED IN ANY FORM, OR BY ANY MEANS, WITHOUT PRIOR WRITTEN PERMISSION FROM COLLECT CHECK. VISITORS OR USERS ARE NOT PERMITTED TO MODIFY, DISTRIBUTE, PUBLISH, TRANSMIT OR CREATE DERIVATIVE WORKS OF ANY MATERIAL FOUND ON THIS SITE FOR ANY PUBLIC OR COMMERCIAL PURPOSES.

3. Compliance With Applicable Laws; Export Control Laws.
User access to this Web Site is governed by all applicable federal, state and local laws. All information available on the Web Site is subject to U.S. export control laws and may also be subject to the laws of the country where you reside.

4. Trademarks.
The trademarks, logos and service marks ("Marks") displayed on this Web Site are the property of Collect Check or other third parties. Users are not permitted to use these Marks without the prior written consent of Collect Check or such third party which may own the Mark.

5. General Disclaimer.
Although Collect Check has attempted to provide accurate information on the Web Site, Collect Check assumes no responsibility for the accuracy of the information. Collect Check may change the programs or products mentioned at any time without notice. Mention of non-Collect Check products or services is for information purposes only and constitutes neither an endorsement nor a recommendation.
ALL INFORMATION PROVIDED ON THIS WEB SITE IS PROVIDED "AS IS" WITH ALL FAULTS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. COLLECT CHECK AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT OR ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE.
COLLECT CHECK AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS SITE OR ANY COLLECT CHECK PRODUCT, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION PRESENT, EVEN IF COLLECT CHECK OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6. Cookies
A cookie is a small data file that certain Web sites write to your hard drive when you visit them. A cookie file can contain information such as a user ID that the site uses to track the pages you've visited, but the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. Some parts of this site use cookies to track user traffic patterns. We do this in order to determine the usefulness of the site’s information to our users and to see how effective our navigational structure is in helping users reach that information. Credit Corporation of America does not correlate this information with data about individual users, nor does it share this information or sell it to any third party.
If you prefer not to receive cookies on this site, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser.

7. Links to Third Party Sites.
This Web Site may contain links to third party sites. Access to any other Internet site linked to this Web Site is at the user's own risk and Collect Check is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these sites. Collect Check provides these links merely as a convenience and the inclusion of such links does not imply an endorsement.

8. Access to Password Protected/Secure Areas.
Access to and use of password protected and/or secure areas of the Web Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Web Site may be subject to prosecution.

9. Software License Agreement.
Any software which you download is governed in accordance with the license terms accompanying the file.